Federal Bank Imperio Credit Card
Federal Bank Imperio Credit Card from Federal Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points | Best for: Shopping, Grocery, Healthcare

Estimated value per Rs 100 of eligible spend.
Federal Bank Imperio Credit Card Overview
Federal Bank Imperio Credit Card is a Federal Bank credit card. Base reward value is about Rs 0.17 per Rs 100 of eligible spend. Zlash checks boosted categories like grocery, healthcare, utility bills along with caps and exclusions.
Best For
Federal Bank Imperio Credit Card is most useful when your spends regularly fall into grocery, healthcare, utility bills.
Rewards
grocery
3x the base reward rate.
healthcare
3x the base reward rate.
utility bills
2x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 400 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Milestone Benefits
- Spend Rs 50,000 in a quarterly period for benefit value around Rs 300.
Zlash Verdict
Choose this card when shopping, grocery, healthcare match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Federal Bank Imperio Credit Card?
The listed annual fee is Lifetime free.
What is Federal Bank Imperio Credit Card best used for?
Federal Bank Imperio Credit Card is most useful when your spends regularly fall into grocery, healthcare, utility bills.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

