Federal Bank Visa Celesta Credit Card
Federal Bank Visa Celesta Credit Card from Federal Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points | Best for: Movies, Travel, International Spends
Estimated value per Rs 100 of eligible spend.
Federal Bank Visa Celesta Credit Card Overview
Federal Bank Visa Celesta Credit Card is a Federal Bank credit card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, international spends, dining along with caps and exclusions.
Best For
Federal Bank Visa Celesta Credit Card is most useful when your spends regularly fall into travel, international spends, dining.
Rewards
travel
3x the base reward rate.
international spends
3x the base reward rate.
dining
2x the base reward rate.
Not Good For
- Users whose main spends do not match the card's boosted reward categories.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 600 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2% foreign currency markup.
Milestone Benefits
- Spend Rs 10,000 in a yearly period for benefit value around Rs 600.
Zlash Verdict
Choose this card when movies, travel, international spends match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Federal Bank Visa Celesta Credit Card?
The listed annual fee is Lifetime free.
What is Federal Bank Visa Celesta Credit Card best used for?
Federal Bank Visa Celesta Credit Card is most useful when your spends regularly fall into travel, international spends, dining.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.