OneCard Metal Credit Card
OneCard Metal Credit Card from Fintech Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points | Best for: Shopping, Food, Partner Brands

Estimated value per Rs 100 of eligible spend.
OneCard Metal Credit Card Overview
OneCard Metal Credit Card is a Fintech Cards credit card. Base reward value is about Rs 0.02 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands along with caps and exclusions.
Best For
OneCard Metal Credit Card is most useful when your spends regularly fall into partner brands.
Rewards
partner brands
5x the base reward rate.
Not Good For
- Users whose main spends do not match the card's boosted reward categories.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
1% foreign currency markup.
Zlash Verdict
Choose this card when shopping, food, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of OneCard Metal Credit Card?
The listed annual fee is Lifetime free.
What is OneCard Metal Credit Card best used for?
OneCard Metal Credit Card is most useful when your spends regularly fall into partner brands.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

