Scapia Credit Card
Scapia Credit Card from Fintech Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points | Best for: Travel, Shopping
Estimated value per Rs 100 of eligible spend.
Scapia Credit Card Overview
Scapia Credit Card is a Fintech Cards credit card. Base reward value is about Rs 0.4 per Rs 100 of eligible spend. Zlash checks boosted categories like travel along with caps and exclusions.
Best For
Scapia Credit Card is most useful when your spends regularly fall into travel.
Rewards
travel
2x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, rent, utility bills, insurance, crypto.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
Reward Exclusions
Milestone Benefits
- Spend Rs 20,000 in a monthly period.
Zlash Verdict
Choose this card when travel, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Scapia Credit Card?
The listed annual fee is Lifetime free.
What is Scapia Credit Card best used for?
Scapia Credit Card is most useful when your spends regularly fall into travel.
Does Scapia Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, rent, utility bills, insurance, crypto, forex.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.