YES Bank Anq Phi Credit Card
YES Bank Anq Phi Credit Card from Fintech Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Reward Points | Best for: Shopping, Grocery, Travel
YES Bank Anq Phi Credit Card Overview
YES Bank Anq Phi Credit Card is a Fintech Cards credit card. Zlash checks boosted categories like grocery, travel, dining along with caps and exclusions.
Best For
YES Bank Anq Phi Credit Card is most useful when your spends regularly fall into grocery, travel, dining.
Rewards
grocery
6x the base reward rate.
travel
6x the base reward rate.
dining
6x the base reward rate.
movies and entertainment
6x the base reward rate.
online shopping
6x the base reward rate.
partner brands
1x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, rent, wallet reloads, utility bills, insurance.
- International transactions if you need low forex markup; this card lists 3.4% markup.
Welcome And Travel Benefits
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.4% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, grocery, travel match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of YES Bank Anq Phi Credit Card?
The listed annual fee is Rs 499.
What is YES Bank Anq Phi Credit Card best used for?
YES Bank Anq Phi Credit Card is most useful when your spends regularly fall into grocery, travel, dining.
Does YES Bank Anq Phi Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, rent, wallet reloads, utility bills, insurance, education.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.