HDFC Bank Diners Club Black Credit Card
HDFC Bank Diners Club Black Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 10,000 | Reward type: Reward Points | Best for: Travel, Dining, Shopping
Estimated value per Rs 100 of eligible spend.
HDFC Bank Diners Club Black Credit Card Overview
HDFC Bank Diners Club Black Credit Card is a HDFC Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, dining, insurance along with caps and exclusions.
Best For
HDFC Bank Diners Club Black Credit Card is most useful when your spends regularly fall into travel, dining, insurance.
Rewards
travel
10x the base reward rate.
dining
2x the base reward rate.
insurance
1x the base reward rate.
Monthly cap: Rs 1,500
utility bills
1x the base reward rate.
Monthly cap: Rs 600
grocery
1x the base reward rate.
Monthly cap: Rs 600
Not Good For
- Spends in excluded categories such as fuel, wallet reloads, education.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 1,50,000.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 80,000 in a monthly period for benefit value around Rs 1,000.
- Spend Rs 8,00,000 in a yearly period.
Zlash Verdict
Choose this card when travel, dining, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank Diners Club Black Credit Card?
The listed annual fee is Rs 10,000.
What is HDFC Bank Diners Club Black Credit Card best used for?
HDFC Bank Diners Club Black Credit Card is most useful when your spends regularly fall into travel, dining, insurance.
Does HDFC Bank Diners Club Black Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, wallet reloads, education.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.