HDFC Bank Easy EMI Credit Card
HDFC Bank Easy EMI Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Reward type: Reward Points | Best for: Shopping, Amazon, Flipkart
Estimated value per Rs 100 of eligible spend.
HDFC Bank Easy EMI Credit Card Overview
HDFC Bank Easy EMI Credit Card is a HDFC Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like Amazon, flipkart, flights along with caps and exclusions.
Best For
HDFC Bank Easy EMI Credit Card is most useful when your spends regularly fall into Amazon, flipkart, flights.
Rewards
Amazon
5x the base reward rate.
Monthly cap: Rs 1,000
flipkart
5x the base reward rate.
Monthly cap: Rs 1,000
flights
5x the base reward rate.
Monthly cap: Rs 1,000
hotels
5x the base reward rate.
Monthly cap: Rs 1,000
online shopping
2.5x the base reward rate.
Monthly cap: Rs 750
Not Good For
- Spends in excluded categories such as fuel, gold, jewelry.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,00,000 in a quarterly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when shopping, amazon, flipkart match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank Easy EMI Credit Card?
The listed annual fee is Rs 500.
What is HDFC Bank Easy EMI Credit Card best used for?
HDFC Bank Easy EMI Credit Card is most useful when your spends regularly fall into Amazon, flipkart, flights.
Does HDFC Bank Easy EMI Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, gold, jewelry.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.