HDFC Bank INFINIA Metal Credit Card
HDFC Bank INFINIA Metal Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 12,500 | Reward type: Reward Points | Best for: Travel, Dining, Shopping
Estimated value per Rs 100 of eligible spend.
HDFC Bank INFINIA Metal Credit Card Overview
HDFC Bank INFINIA Metal Credit Card is a HDFC Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, online shopping along with caps and exclusions.
Best For
HDFC Bank INFINIA Metal Credit Card is most useful when your spends regularly fall into travel, online shopping.
Rewards
travel
10x the base reward rate.
Monthly cap: Rs 4,500
online shopping
10x the base reward rate.
Monthly cap: Rs 4,500
Not Good For
- Spends in excluded categories such as fuel, rent, wallet reloads, insurance, utility bills.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 10,00,000 in a yearly period for benefit value around Rs 12,500.
Zlash Verdict
Choose this card when travel, dining, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank INFINIA Metal Credit Card?
The listed annual fee is Rs 12,500.
What is HDFC Bank INFINIA Metal Credit Card best used for?
HDFC Bank INFINIA Metal Credit Card is most useful when your spends regularly fall into travel, online shopping.
Does HDFC Bank INFINIA Metal Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, rent, wallet reloads, insurance, utility bills, grocery.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.