HDFC Bank Millennia Credit Card
HDFC Bank Millennia Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,000 | Reward type: Cashback | Best for: Shopping, Amazon, Flipkart
Estimated value per Rs 100 of eligible spend.
HDFC Bank Millennia Credit Card Overview
HDFC Bank Millennia Credit Card is a HDFC Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like Amazon, flipkart, Myntra along with caps and exclusions.
Best For
HDFC Bank Millennia Credit Card is most useful when your spends regularly fall into Amazon, flipkart, Myntra.
Rewards
Amazon
5x the base reward rate.
Monthly cap: Rs 1,000
flipkart
5x the base reward rate.
Monthly cap: Rs 1,000
Myntra
5x the base reward rate.
Monthly cap: Rs 1,000
movies and entertainment
5x the base reward rate.
Monthly cap: Rs 1,000
dining
5x the base reward rate.
Monthly cap: Rs 1,000
travel
5x the base reward rate.
partner brands
5x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, rent, government spends, education, emi transactions.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,00,000 in a quarterly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when shopping, amazon, flipkart match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank Millennia Credit Card?
The listed annual fee is Rs 1,000.
What is HDFC Bank Millennia Credit Card best used for?
HDFC Bank Millennia Credit Card is most useful when your spends regularly fall into Amazon, flipkart, Myntra.
Does HDFC Bank Millennia Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, rent, government spends, education, emi transactions, wallet loading.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.