HDFC Bank MoneyBack Plus Credit Card
HDFC Bank MoneyBack Plus Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Reward type: Reward Points | Best for: Shopping, Amazon, Flipkart
Estimated value per Rs 100 of eligible spend.
HDFC Bank MoneyBack Plus Credit Card Overview
HDFC Bank MoneyBack Plus Credit Card is a HDFC Bank credit card. Base reward value is about Rs 0.33 per Rs 100 of eligible spend. Zlash checks boosted categories like Amazon, flipkart, grocery along with caps and exclusions.
Best For
HDFC Bank MoneyBack Plus Credit Card is most useful when your spends regularly fall into Amazon, flipkart, grocery.
Rewards
Amazon
10x the base reward rate.
Monthly cap: Rs 625
flipkart
10x the base reward rate.
Monthly cap: Rs 625
grocery
10x the base reward rate.
Monthly cap: Rs 625
dining
10x the base reward rate.
Monthly cap: Rs 625
UPI
1x the base reward rate.
Monthly cap: Rs 125
Not Good For
- Spends in excluded categories such as fuel, wallet reloads, rent, voucher purchases, prepaid card reloads.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 50,000 in a quarterly period for benefit value around Rs 500.
Zlash Verdict
Choose this card when shopping, amazon, flipkart match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank MoneyBack Plus Credit Card?
The listed annual fee is Rs 500.
What is HDFC Bank MoneyBack Plus Credit Card best used for?
HDFC Bank MoneyBack Plus Credit Card is most useful when your spends regularly fall into Amazon, flipkart, grocery.
Does HDFC Bank MoneyBack Plus Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, wallet reloads, rent, voucher purchases, prepaid card reloads, government transactions.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.