HDFC Bank Regalia Credit Card
HDFC Bank Regalia Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 2,500 | Best for: Travel, Shopping, Hotels
Estimated value per Rs 100 of eligible spend.
HDFC Bank Regalia Credit Card Overview
HDFC Bank Regalia Credit Card is a HDFC Bank credit card. Base reward value is about Rs 0.53 per Rs 100 of eligible spend. Zlash checks boosted categories like hotels, travel, Amazon along with caps and exclusions.
Best For
HDFC Bank Regalia Credit Card is most useful when your spends regularly fall into hotels, travel, Amazon.
Rewards
hotels
2.5x the base reward rate.
Monthly cap: Rs 200
travel
2.5x the base reward rate.
Monthly cap: Rs 200
Amazon
1.25x the base reward rate.
Monthly cap: Rs 200
flights
1.25x the base reward rate.
Monthly cap: Rs 200
partner brands
1.25x the base reward rate.
Monthly cap: Rs 200
flipkart
0.75x the base reward rate.
Monthly cap: Rs 200
Not Good For
- Spends in excluded categories such as fuel, wallet reloads, rent, insurance, education.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 5,00,000 in a yearly period for benefit value around Rs 2,000.
- Spend Rs 8,00,000 in a yearly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when travel, shopping, hotels match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank Regalia Credit Card?
The listed annual fee is Rs 2,500.
What is HDFC Bank Regalia Credit Card best used for?
HDFC Bank Regalia Credit Card is most useful when your spends regularly fall into hotels, travel, Amazon.
Does HDFC Bank Regalia Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, wallet reloads, rent, insurance, education, government payments.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.