HDFC Bank Regalia First Credit Card
HDFC Bank Regalia First Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,000 | Best for: Travel, Shopping, Online Shopping
Estimated value per Rs 100 of eligible spend.
HDFC Bank Regalia First Credit Card Overview
HDFC Bank Regalia First Credit Card is a HDFC Bank credit card. Base reward value is about Rs 0.4 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, online shopping along with caps and exclusions.
Best For
HDFC Bank Regalia First Credit Card is most useful when your spends regularly fall into travel, online shopping.
Rewards
travel
1x the base reward rate.
online shopping
1x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 3,00,000 in a yearly period for benefit value around Rs 750.
- Spend Rs 6,00,000 in a yearly period for benefit value around Rs 375.
Zlash Verdict
Choose this card when travel, shopping, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank Regalia First Credit Card?
The listed annual fee is Rs 1,000.
What is HDFC Bank Regalia First Credit Card best used for?
HDFC Bank Regalia First Credit Card is most useful when your spends regularly fall into travel, online shopping.
Does HDFC Bank Regalia First Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.