HDFC Bank Regalia Gold Credit Card
HDFC Bank Regalia Gold Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 2,500 | Reward type: Reward Points | Best for: Travel, Shopping, Myntra
Estimated value per Rs 100 of eligible spend.
HDFC Bank Regalia Gold Credit Card Overview
HDFC Bank Regalia Gold Credit Card is a HDFC Bank credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like Myntra, partner brands, utility bills along with caps and exclusions.
Best For
HDFC Bank Regalia Gold Credit Card is most useful when your spends regularly fall into Myntra, partner brands, utility bills.
Rewards
Myntra
5x the base reward rate.
Monthly cap: Rs 1,000
partner brands
5x the base reward rate.
Monthly cap: Rs 1,000
utility bills
1x the base reward rate.
insurance
1x the base reward rate.
Monthly cap: Rs 400
education
1x the base reward rate.
grocery
1x the base reward rate.
Monthly cap: Rs 400
Not Good For
- Users whose main spends do not match the card's boosted reward categories.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 2,500 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
2% foreign currency markup.
Milestone Benefits
- Spend Rs 1,50,000 in a quarterly period for benefit value around Rs 1,500.
- Spend Rs 5,00,000 in a yearly period for benefit value around Rs 5,000.
- Spend Rs 7,50,000 in a yearly period for benefit value around Rs 5,000.
Zlash Verdict
Choose this card when travel, shopping, myntra match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank Regalia Gold Credit Card?
The listed annual fee is Rs 2,500.
What is HDFC Bank Regalia Gold Credit Card best used for?
HDFC Bank Regalia Gold Credit Card is most useful when your spends regularly fall into Myntra, partner brands, utility bills.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.