HDFC Bank Titanium Times Credit Card
HDFC Bank Titanium Times Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Best for: Movies, Dining, Shopping

HDFC Bank Titanium Times Credit Card Overview
HDFC Bank Titanium Times Credit Card is a HDFC Bank credit card. Zlash checks boosted categories like dining, utility bills, online shopping along with caps and exclusions.
Best For
HDFC Bank Titanium Times Credit Card is most useful when your spends regularly fall into dining, utility bills, online shopping.
Rewards
dining
2.5x the base reward rate.
utility bills
1x the base reward rate.
Monthly cap: Rs 50
online shopping
1x the base reward rate.
Monthly cap: Rs 50
Not Good For
- Spends in excluded categories such as fuel.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 5000 and voucher-based benefits.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when movies, dining, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank Titanium Times Credit Card?
The listed annual fee is Rs 500.
What is HDFC Bank Titanium Times Credit Card best used for?
HDFC Bank Titanium Times Credit Card is most useful when your spends regularly fall into dining, utility bills, online shopping.
Does HDFC Bank Titanium Times Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

