HDFC Bank Bharat Credit Card
HDFC Bank Bharat Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Best for: Shopping, Fuel, Travel
HDFC Bank Bharat Credit Card Overview
HDFC Bank Bharat Credit Card is a HDFC Bank credit card. Zlash checks boosted categories like fuel, travel, grocery along with caps and exclusions.
Best For
HDFC Bank Bharat Credit Card is most useful when your spends regularly fall into fuel, travel, grocery.
Rewards
fuel
1x the base reward rate.
Monthly cap: Rs 150
travel
1x the base reward rate.
Monthly cap: Rs 150
grocery
1x the base reward rate.
Monthly cap: Rs 150
utility bills
1x the base reward rate.
Monthly cap: Rs 150
partner brands
1x the base reward rate.
Monthly cap: Rs 150
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Zlash Verdict
Choose this card when shopping, fuel, travel match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank Bharat Credit Card?
The listed annual fee is Rs 500.
What is HDFC Bank Bharat Credit Card best used for?
HDFC Bank Bharat Credit Card is most useful when your spends regularly fall into fuel, travel, grocery.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.