HDFC MoneyBack Credit Card
HDFC MoneyBack Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Best for: Travel, Dining, Shopping
Estimated value per Rs 100 of eligible spend.
HDFC MoneyBack Credit Card Overview
HDFC MoneyBack Credit Card is a HDFC Bank credit card. Base reward value is about Rs 0.05 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping along with caps and exclusions.
Best For
HDFC MoneyBack Credit Card is most useful when your spends regularly fall into online shopping.
Rewards
online shopping
2x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, gift vouchers, prepaid cards, wallet reloads.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 50,000 in a quarterly period for benefit value around Rs 500.
Zlash Verdict
Choose this card when travel, dining, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC MoneyBack Credit Card?
The listed annual fee is Rs 500.
What is HDFC MoneyBack Credit Card best used for?
HDFC MoneyBack Credit Card is most useful when your spends regularly fall into online shopping.
Does HDFC MoneyBack Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, gift vouchers, prepaid cards, wallet reloads.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.