HDFC Platinum Times Credit Card
HDFC Platinum Times Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,000 | Best for: Movies, Shopping, Dining
Estimated value per Rs 100 of eligible spend.
HDFC Platinum Times Credit Card Overview
HDFC Platinum Times Credit Card is a HDFC Bank credit card. Base reward value is about Rs 0.2 per Rs 100 of eligible spend. Zlash checks boosted categories like dining, utility bills, online shopping along with caps and exclusions.
Best For
HDFC Platinum Times Credit Card is most useful when your spends regularly fall into dining, utility bills, online shopping.
Rewards
dining
3.33x the base reward rate.
utility bills
2.5x the base reward rate.
Monthly cap: Rs 450
online shopping
2.5x the base reward rate.
Monthly cap: Rs 450
grocery
1x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 5000 and voucher-based benefits.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Zlash Verdict
Choose this card when movies, shopping, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Platinum Times Credit Card?
The listed annual fee is Rs 1,000.
What is HDFC Platinum Times Credit Card best used for?
HDFC Platinum Times Credit Card is most useful when your spends regularly fall into dining, utility bills, online shopping.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.