HDFC Bank H.O.G Diners Club Credit Card
HDFC Bank H.O.G Diners Club Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 10,000 | Reward type: Reward Points | Best for: Travel, Shopping, Food
Estimated value per Rs 100 of eligible spend.
HDFC Bank H.O.G Diners Club Credit Card Overview
HDFC Bank H.O.G Diners Club Credit Card is a HDFC Bank credit card. Base reward value is about Rs 3.33 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, flights, hotels along with caps and exclusions.
Best For
HDFC Bank H.O.G Diners Club Credit Card is most useful when your spends regularly fall into travel, flights, hotels.
Rewards
travel
2x the base reward rate.
flights
2x the base reward rate.
hotels
2x the base reward rate.
dining
2x the base reward rate.
partner brands
2x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, rent, government transactions, easy emis, wallet reloads.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 2,500 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,50,000 in a yearly period for benefit value around Rs 2,500.
- Spend Rs 80,000 in a monthly period for benefit value around Rs 500.
Zlash Verdict
Choose this card when travel, shopping, food match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank H.O.G Diners Club Credit Card?
The listed annual fee is Rs 10,000.
What is HDFC Bank H.O.G Diners Club Credit Card best used for?
HDFC Bank H.O.G Diners Club Credit Card is most useful when your spends regularly fall into travel, flights, hotels.
Does HDFC Bank H.O.G Diners Club Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, rent, government transactions, easy emis, wallet reloads.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.