Marriott Bonvoy HDFC Bank Credit Card
Marriott Bonvoy HDFC Bank Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 3,000 | Reward type: Reward Points | Best for: Travel, Shopping, Stays

Estimated value per Rs 100 of eligible spend.
Marriott Bonvoy HDFC Bank Credit Card Overview
Marriott Bonvoy HDFC Bank Credit Card is a HDFC Bank credit card. Base reward value is about Rs 0.67 per Rs 100 of eligible spend. Zlash checks boosted categories like hotels, travel, dining along with caps and exclusions.
Best For
Marriott Bonvoy HDFC Bank Credit Card is most useful when your spends regularly fall into hotels, travel, dining.
Rewards
hotels
4x the base reward rate.
Monthly cap: Rs 10,00,000
travel
2x the base reward rate.
Monthly cap: Rs 5,00,000
dining
2x the base reward rate.
Monthly cap: Rs 5,00,000
movies and entertainment
2x the base reward rate.
Monthly cap: Rs 5,00,000
grocery
1x the base reward rate.
Monthly cap: Rs 1,50,000
insurance
1x the base reward rate.
Not Good For
- Spends in excluded categories such as emis, fuel, wallet loading voucher purchases, cash advances, payment of outstanding balances.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 6,00,000 in a yearly period for benefit value around Rs 7,500.
- Spend Rs 9,00,000 in a yearly period for benefit value around Rs 7,500.
- Spend Rs 15,00,000 in a yearly period for benefit value around Rs 7,500.
Zlash Verdict
Choose this card when travel, shopping, stays match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Marriott Bonvoy HDFC Bank Credit Card?
The listed annual fee is Rs 3,000.
What is Marriott Bonvoy HDFC Bank Credit Card best used for?
Marriott Bonvoy HDFC Bank Credit Card is most useful when your spends regularly fall into hotels, travel, dining.
Does Marriott Bonvoy HDFC Bank Credit Card have reward exclusions?
Yes. The extracted exclusions include emis, fuel, wallet loading voucher purchases, cash advances, payment of outstanding balances, government transactions.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

