Paytm HDFC Bank Mobile Credit Card
Paytm HDFC Bank Mobile Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 149 | Best for: Shopping, Partner Brands, Online Shopping
Estimated value per Rs 100 of eligible spend.
Paytm HDFC Bank Mobile Credit Card Overview
Paytm HDFC Bank Mobile Credit Card is a HDFC Bank credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands, online shopping along with caps and exclusions.
Best For
Paytm HDFC Bank Mobile Credit Card is most useful when your spends regularly fall into partner brands, online shopping.
Rewards
partner brands
4x the base reward rate.
Monthly cap: Rs 250
online shopping
2x the base reward rate.
Monthly cap: Rs 250
Not Good For
- Spends in excluded categories such as emi transactions, rent, fuel purchases, wallet reloads.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 10,000 in a monthly period.
Zlash Verdict
Choose this card when shopping, partner brands, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Paytm HDFC Bank Mobile Credit Card?
The listed annual fee is Rs 149.
What is Paytm HDFC Bank Mobile Credit Card best used for?
Paytm HDFC Bank Mobile Credit Card is most useful when your spends regularly fall into partner brands, online shopping.
Does Paytm HDFC Bank Mobile Credit Card have reward exclusions?
Yes. The extracted exclusions include emi transactions, rent, fuel purchases, wallet reloads.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.