Paytm HDFC Bank Select Credit Card
Paytm HDFC Bank Select Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,000 | Reward type: Cashback | Best for: Shopping, Online Shopping, Utility Bills
Estimated value per Rs 100 of eligible spend.
Paytm HDFC Bank Select Credit Card Overview
Paytm HDFC Bank Select Credit Card is a HDFC Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping, utility bills, travel along with caps and exclusions.
Best For
Paytm HDFC Bank Select Credit Card is most useful when your spends regularly fall into online shopping, utility bills, travel.
Rewards
online shopping
5x the base reward rate.
Monthly cap: Rs 1,500
utility bills
5x the base reward rate.
Monthly cap: Rs 1,500
travel
5x the base reward rate.
Monthly cap: Rs 1,500
movies and entertainment
5x the base reward rate.
Monthly cap: Rs 1,500
partner brands
3x the base reward rate.
Monthly cap: Rs 500
online shopping
2x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, rent, government spends.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 50,000 in a quarterly period for benefit value around Rs 500.
- Spend Rs 50,000 in a yearly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when shopping, online shopping, utility bills match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Paytm HDFC Bank Select Credit Card?
The listed annual fee is Rs 1,000.
What is Paytm HDFC Bank Select Credit Card best used for?
Paytm HDFC Bank Select Credit Card is most useful when your spends regularly fall into online shopping, utility bills, travel.
Does Paytm HDFC Bank Select Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, rent, government spends.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.