PhonePe HDFC Uno Credit Card
PhonePe HDFC Uno Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Reward Points | Best for: Shopping, Utility Bills, UPI
Estimated value per Rs 100 of eligible spend.
PhonePe HDFC Uno Credit Card Overview
PhonePe HDFC Uno Credit Card is a HDFC Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills, travel, flights along with caps and exclusions.
Best For
PhonePe HDFC Uno Credit Card is most useful when your spends regularly fall into utility bills, travel, flights.
Rewards
utility bills
2x the base reward rate.
Monthly cap: Rs 500
travel
2x the base reward rate.
Monthly cap: Rs 500
flights
2x the base reward rate.
Monthly cap: Rs 500
hotels
2x the base reward rate.
Monthly cap: Rs 500
movies and entertainment
2x the base reward rate.
Monthly cap: Rs 500
Amazon
1x the base reward rate.
Monthly cap: Rs 500
flipkart
1x the base reward rate.
Monthly cap: Rs 500
Not Good For
- Spends in excluded categories such as emi transactions, fuel, wallet load, gift cards, cash advances.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, utility bills, upi match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of PhonePe HDFC Uno Credit Card?
The listed annual fee is Rs 499.
What is PhonePe HDFC Uno Credit Card best used for?
PhonePe HDFC Uno Credit Card is most useful when your spends regularly fall into utility bills, travel, flights.
Does PhonePe HDFC Uno Credit Card have reward exclusions?
Yes. The extracted exclusions include emi transactions, fuel, wallet load, gift cards, cash advances, credit card bill payments.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.