Swiggy BLCK HDFC Bank Credit Card
Swiggy BLCK HDFC Bank Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,000 | Reward type: Cashback | Best for: Dining, Food, Grocery
Estimated value per Rs 100 of eligible spend.
Swiggy BLCK HDFC Bank Credit Card Overview
Swiggy BLCK HDFC Bank Credit Card is a HDFC Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like dining, grocery, online shopping along with caps and exclusions.
Best For
Swiggy BLCK HDFC Bank Credit Card is most useful when your spends regularly fall into dining, grocery, online shopping.
Rewards
dining
10x the base reward rate.
Monthly cap: Rs 1,500
grocery
10x the base reward rate.
Monthly cap: Rs 1,500
online shopping
5x the base reward rate.
Monthly cap: Rs 1,500
movies and entertainment
5x the base reward rate.
Monthly cap: Rs 1,500
travel
5x the base reward rate.
Monthly cap: Rs 1,500
Not Good For
- Spends in excluded categories such as prepaid card gift card and wallet loads, rent payments, government related transactions, gaming transactions, education payments.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Lifestyle Benefits
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 75,000 in a yearly period for benefit value around Rs 1,000.
- Spend Rs 2,00,000 in a yearly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when dining, food, grocery match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Swiggy BLCK HDFC Bank Credit Card?
The listed annual fee is Rs 1,000.
What is Swiggy BLCK HDFC Bank Credit Card best used for?
Swiggy BLCK HDFC Bank Credit Card is most useful when your spends regularly fall into dining, grocery, online shopping.
Does Swiggy BLCK HDFC Bank Credit Card have reward exclusions?
Yes. The extracted exclusions include prepaid card gift card and wallet loads, rent payments, government related transactions, gaming transactions, education payments, fuel purchases.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.