Swiggy HDFC Bank Credit Card
Swiggy HDFC Bank Credit Card from HDFC Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Reward type: Cashback | Best for: Dining, Food, Grocery
Estimated value per Rs 100 of eligible spend.
Swiggy HDFC Bank Credit Card Overview
Swiggy HDFC Bank Credit Card is a HDFC Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like dining, grocery, partner brands along with caps and exclusions.
Best For
Swiggy HDFC Bank Credit Card is most useful when your spends regularly fall into dining, grocery, partner brands.
Rewards
dining
10x the base reward rate.
Monthly cap: Rs 1,500
grocery
10x the base reward rate.
Monthly cap: Rs 1,500
partner brands
5x the base reward rate.
Monthly cap: Rs 1,500
Amazon
5x the base reward rate.
Monthly cap: Rs 1,500
Myntra
5x the base reward rate.
Monthly cap: Rs 1,500
movies and entertainment
5x the base reward rate.
Monthly cap: Rs 1,500
travel
5x the base reward rate.
Monthly cap: Rs 1,500
Not Good For
- Spends in excluded categories such as fuel, rent, wallet reloads, government transactions, jewellery.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when dining, food, grocery match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Swiggy HDFC Bank Credit Card?
The listed annual fee is Rs 500.
What is Swiggy HDFC Bank Credit Card best used for?
Swiggy HDFC Bank Credit Card is most useful when your spends regularly fall into dining, grocery, partner brands.
Does Swiggy HDFC Bank Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, rent, wallet reloads, government transactions, jewellery, emi.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.