HSBC Premier Metal Credit Card
HSBC Premier Metal Credit Card from HSBC is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 20,000 | Reward type: Reward Points | Best for: Travel, Shopping, Hotels
Estimated value per Rs 100 of eligible spend.
HSBC Premier Metal Credit Card Overview
HSBC Premier Metal Credit Card is a HSBC credit card. Base reward value is about Rs 0.03 per Rs 100 of eligible spend. Zlash checks boosted categories like hotels, flights, travel along with caps and exclusions.
Best For
HSBC Premier Metal Credit Card is most useful when your spends regularly fall into hotels, flights, travel.
Rewards
hotels
12x the base reward rate.
flights
6x the base reward rate.
travel
2x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, emi transactions.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
0.99% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when travel, shopping, hotels match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HSBC Premier Metal Credit Card?
The listed annual fee is Rs 20,000.
What is HSBC Premier Metal Credit Card best used for?
HSBC Premier Metal Credit Card is most useful when your spends regularly fall into hotels, flights, travel.
Does HSBC Premier Metal Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, emi transactions.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.