HSBC RuPay Cashback Credit Card
HSBC RuPay Cashback Credit Card from HSBC is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Cashback | Best for: Shopping, Food, Dining
Estimated value per Rs 100 of eligible spend.
HSBC RuPay Cashback Credit Card Overview
HSBC RuPay Cashback Credit Card is a HSBC credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like dining, grocery, online shopping along with caps and exclusions.
Best For
HSBC RuPay Cashback Credit Card is most useful when your spends regularly fall into dining, grocery, online shopping.
Rewards
dining
10x the base reward rate.
grocery
10x the base reward rate.
online shopping
1x the base reward rate.
UPI
1x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, wallet reloads, rent, education, insurance.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 500 and a dining membership component.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
0% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, food, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HSBC RuPay Cashback Credit Card?
The listed annual fee is Rs 499.
What is HSBC RuPay Cashback Credit Card best used for?
HSBC RuPay Cashback Credit Card is most useful when your spends regularly fall into dining, grocery, online shopping.
Does HSBC RuPay Cashback Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, wallet reloads, rent, education, insurance, government related payments.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.