HSBC Taj Credit Card
HSBC Taj Credit Card from HSBC is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 110,000 | Reward type: Reward Points | Best for: Travel, Shopping, Stays
Estimated value per Rs 100 of eligible spend.
HSBC Taj Credit Card Overview
HSBC Taj Credit Card is a HSBC credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like hotels along with caps and exclusions.
Best For
HSBC Taj Credit Card is most useful when your spends regularly fall into hotels.
Rewards
hotels
3.33x the base reward rate.
Not Good For
- Spends in excluded categories such as utility bills, tax payments, real estate, non financial institutions, jewelry.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Reward Exclusions
Zlash Verdict
Choose this card when travel, shopping, stays match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HSBC Taj Credit Card?
The listed annual fee is Rs 110,000.
What is HSBC Taj Credit Card best used for?
HSBC Taj Credit Card is most useful when your spends regularly fall into hotels.
Does HSBC Taj Credit Card have reward exclusions?
Yes. The extracted exclusions include utility bills, tax payments, real estate, non financial institutions, jewelry, insurance.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.