HSBC TravelOne Credit Card
HSBC TravelOne Credit Card from HSBC is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 4,999 | Reward type: Reward Points | Best for: Travel, Shopping, Partner Brands
Estimated value per Rs 100 of eligible spend.
HSBC TravelOne Credit Card Overview
HSBC TravelOne Credit Card is a HSBC credit card. Base reward value is about Rs 0.02 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands, travel, flights along with caps and exclusions.
Best For
HSBC TravelOne Credit Card is most useful when your spends regularly fall into partner brands, travel, flights.
Rewards
partner brands
3x the base reward rate.
Monthly cap: Rs 18,000
travel
2x the base reward rate.
flights
2x the base reward rate.
international spends
2x the base reward rate.
Not Good For
- Spends in excluded categories such as bail and bond payments, education, government payments, e wallets, financial institutions.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 1,000 and a dining membership component and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 12,00,000 in a yearly period for benefit value around Rs 10,000.
Zlash Verdict
Choose this card when travel, shopping, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HSBC TravelOne Credit Card?
The listed annual fee is Rs 4,999.
What is HSBC TravelOne Credit Card best used for?
HSBC TravelOne Credit Card is most useful when your spends regularly fall into partner brands, travel, flights.
Does HSBC TravelOne Credit Card have reward exclusions?
Yes. The extracted exclusions include bail and bond payments, education, government payments, e wallets, financial institutions, fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.