Emirates Skywards ICICI Bank Sapphiro Credit Card
Emirates Skywards ICICI Bank Sapphiro Credit Card from ICICI Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 5,000 | Reward type: Air Miles | Best for: Travel
Emirates Skywards ICICI Bank Sapphiro Credit Card Overview
Emirates Skywards ICICI Bank Sapphiro Credit Card is an ICICI Bank credit card. Zlash uses the listed forex markup and fee facts when comparing this payment option.
Best For
Emirates Skywards ICICI Bank Sapphiro Credit Card is positioned around Travel spends.
Not Good For
- Spends in excluded categories such as cash withdrawals, government payments, utility, insurance, education.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 5,00,000 in a yearly period.
Zlash Verdict
Choose this card when travel match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Emirates Skywards ICICI Bank Sapphiro Credit Card?
The listed annual fee is Rs 5,000.
What is Emirates Skywards ICICI Bank Sapphiro Credit Card best used for?
Emirates Skywards ICICI Bank Sapphiro Credit Card is positioned around Travel spends.
Does Emirates Skywards ICICI Bank Sapphiro Credit Card have reward exclusions?
Yes. The extracted exclusions include cash withdrawals, government payments, utility, insurance, education, fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.