ICICI Bank Emeralde Credit Card
ICICI Bank Emeralde Credit Card from ICICI Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 12,000 | Reward type: Reward Points | Best for: Movies, Travel, Shopping
Estimated value per Rs 100 of eligible spend.
ICICI Bank Emeralde Credit Card Overview
ICICI Bank Emeralde Credit Card is an ICICI Bank credit card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills, insurance along with caps and exclusions.
Best For
ICICI Bank Emeralde Credit Card is most useful when your spends regularly fall into utility bills, insurance.
Rewards
utility bills
0.25x the base reward rate.
insurance
0.25x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 50,000 in a monthly period.
Zlash Verdict
Choose this card when movies, travel, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of ICICI Bank Emeralde Credit Card?
The listed annual fee is Rs 12,000.
What is ICICI Bank Emeralde Credit Card best used for?
ICICI Bank Emeralde Credit Card is most useful when your spends regularly fall into utility bills, insurance.
Does ICICI Bank Emeralde Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.