Times Black ICICI Bank Credit Card
Times Black ICICI Bank Credit Card from ICICI Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 20,000 | Reward type: Reward Points | Best for: Travel, Shopping, International Spends
Estimated value per Rs 100 of eligible spend.
Times Black ICICI Bank Credit Card Overview
Times Black ICICI Bank Credit Card is an ICICI Bank credit card. Base reward value is about Rs 0.8 per Rs 100 of eligible spend. Zlash checks boosted categories like international spends, utility bills, insurance along with caps and exclusions.
Best For
Times Black ICICI Bank Credit Card is most useful when your spends regularly fall into international spends, utility bills, insurance.
Rewards
international spends
1.25x the base reward rate.
utility bills
1x the base reward rate.
Monthly cap: Rs 2,000
insurance
1x the base reward rate.
Monthly cap: Rs 2,000
education
1x the base reward rate.
Monthly cap: Rs 2,000
travel
1x the base reward rate.
flights
1x the base reward rate.
hotels
1x the base reward rate.
partner brands
1x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, rent.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 10,000 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
1.49% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 2,00,000 in a yearly period for benefit value around Rs 10,000.
- Spend Rs 5,00,000 in a yearly period.
- Spend Rs 10,00,000 in a yearly period for benefit value around Rs 10,000.
- Spend Rs 20,00,000 in a yearly period for benefit value around Rs 20,000.
Zlash Verdict
Choose this card when travel, shopping, international spends match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Times Black ICICI Bank Credit Card?
The listed annual fee is Rs 20,000.
What is Times Black ICICI Bank Credit Card best used for?
Times Black ICICI Bank Credit Card is most useful when your spends regularly fall into international spends, utility bills, insurance.
Does Times Black ICICI Bank Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, rent.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.