IDBI Bank Royale Signature Credit Card
IDBI Bank Royale Signature Credit Card from IDBI Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Best for: Shopping

Estimated value per Rs 100 of eligible spend.
IDBI Bank Royale Signature Credit Card Overview
IDBI Bank Royale Signature Credit Card is an IDBI Bank credit card. Base reward value is about Rs 0.75 per Rs 100 of eligible spend. Zlash uses the listed forex markup and fee facts when comparing this payment option.
Best For
IDBI Bank Royale Signature Credit Card is positioned around Shopping spends.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 1,500.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Zlash Verdict
Choose this card when shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IDBI Bank Royale Signature Credit Card?
The listed annual fee is Lifetime free.
What is IDBI Bank Royale Signature Credit Card best used for?
IDBI Bank Royale Signature Credit Card is positioned around Shopping spends.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

