IDBI Bank Winnings RuPay Select Credit Card
IDBI Bank Winnings RuPay Select Credit Card from IDBI Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 899 | Reward type: Reward Points | Best for: Shopping, Partner Brands
IDBI Bank Winnings RuPay Select Credit Card Overview
IDBI Bank Winnings RuPay Select Credit Card is an IDBI Bank credit card. Zlash checks boosted categories like partner brands along with caps and exclusions.
Best For
IDBI Bank Winnings RuPay Select Credit Card is most useful when your spends regularly fall into partner brands.
Rewards
partner brands
2x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 500.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Milestone Benefits
- Spend Rs 1,000 in a monthly period.
Zlash Verdict
Choose this card when shopping, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IDBI Bank Winnings RuPay Select Credit Card?
The listed annual fee is Rs 899.
What is IDBI Bank Winnings RuPay Select Credit Card best used for?
IDBI Bank Winnings RuPay Select Credit Card is most useful when your spends regularly fall into partner brands.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.