IDBI Euphoria World Credit Card
IDBI Euphoria World Credit Card from IDBI Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,499 | Best for: Travel, Shopping
Estimated value per Rs 100 of eligible spend.
IDBI Euphoria World Credit Card Overview
IDBI Euphoria World Credit Card is an IDBI Bank credit card. Base reward value is about Rs 0.19 per Rs 100 of eligible spend. Zlash checks boosted categories like travel along with caps and exclusions.
Best For
IDBI Euphoria World Credit Card is most useful when your spends regularly fall into travel.
Rewards
travel
2x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Zlash Verdict
Choose this card when travel, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IDBI Euphoria World Credit Card?
The listed annual fee is Rs 1,499.
What is IDBI Euphoria World Credit Card best used for?
IDBI Euphoria World Credit Card is most useful when your spends regularly fall into travel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.