Club Vistara IDFC First Credit Card
Club Vistara IDFC First Credit Card from IDFC FIRST Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 4,999 | Reward type: Reward Points | Best for: Travel, Dining, Fuel
Club Vistara IDFC First Credit Card Overview
Club Vistara IDFC First Credit Card is an IDFC FIRST Bank credit card. Zlash checks boosted categories like dining, fuel, utility bills along with caps and exclusions.
Best For
Club Vistara IDFC First Credit Card is most useful when your spends regularly fall into dining, fuel, utility bills.
Rewards
dining
1.67x the base reward rate.
fuel
0.17x the base reward rate.
utility bills
0.17x the base reward rate.
rent
0.17x the base reward rate.
insurance
0.17x the base reward rate.
wallet reloads
0.17x the base reward rate.
Not Good For
- Spends in excluded categories such as cash advance, emi transactions.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
2.99% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,50,000 in a yearly period.
- Spend Rs 3,00,000 in a yearly period.
- Spend Rs 4,50,000 in a yearly period.
- Spend Rs 9,00,000 in a yearly period.
- Spend Rs 12,00,000 in a yearly period.
Zlash Verdict
Choose this card when travel, dining, fuel match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Club Vistara IDFC First Credit Card?
The listed annual fee is Rs 4,999.
What is Club Vistara IDFC First Credit Card best used for?
Club Vistara IDFC First Credit Card is most useful when your spends regularly fall into dining, fuel, utility bills.
Does Club Vistara IDFC First Credit Card have reward exclusions?
Yes. The extracted exclusions include cash advance, emi transactions.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.