IDFC FIRST Hello Cashback Credit Card
IDFC FIRST Hello Cashback Credit Card from IDFC FIRST Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,000 | Reward type: Cashback | Best for: Shopping, Online Shopping, Travel
Estimated value per Rs 100 of eligible spend.
IDFC FIRST Hello Cashback Credit Card Overview
IDFC FIRST Hello Cashback Credit Card is an IDFC FIRST Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping, online shopping, travel along with caps and exclusions.
Best For
IDFC FIRST Hello Cashback Credit Card is most useful when your spends regularly fall into online shopping, online shopping, travel.
Rewards
online shopping
5x the base reward rate.
online shopping
3x the base reward rate.
travel
2x the base reward rate.
UPI
1x the base reward rate.
online shopping
1x the base reward rate.
utility bills
1x the base reward rate.
rent
1x the base reward rate.
insurance
1x the base reward rate.
education
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Zlash Verdict
Choose this card when shopping, online shopping, travel match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IDFC FIRST Hello Cashback Credit Card?
The listed annual fee is Rs 1,000.
What is IDFC FIRST Hello Cashback Credit Card best used for?
IDFC FIRST Hello Cashback Credit Card is most useful when your spends regularly fall into online shopping, online shopping, travel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.