IDFC FIRST EA₹N Credit Card
IDFC FIRST EA₹N Credit Card from IDFC FIRST Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Cashback | Best for: Shopping, Travel, Hotels
Estimated value per Rs 100 of eligible spend.
IDFC FIRST EA₹N Credit Card Overview
IDFC FIRST EA₹N Credit Card is an IDFC FIRST Bank credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, hotels, flights along with caps and exclusions.
Best For
IDFC FIRST EA₹N Credit Card is most useful when your spends regularly fall into travel, hotels, flights.
Rewards
travel
17x the base reward rate.
Monthly cap: Rs 2,000
hotels
17x the base reward rate.
Monthly cap: Rs 2,000
flights
9x the base reward rate.
Monthly cap: Rs 2,000
UPI
2x the base reward rate.
Monthly cap: Rs 500
utility bills
1x the base reward rate.
wallet reloads
1x the base reward rate.
insurance
1x the base reward rate.
Not Good For
- Spends in excluded categories such as emi transactions, cash transactions.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 250.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, travel, hotels match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IDFC FIRST EA₹N Credit Card?
The listed annual fee is Rs 499.
What is IDFC FIRST EA₹N Credit Card best used for?
IDFC FIRST EA₹N Credit Card is most useful when your spends regularly fall into travel, hotels, flights.
Does IDFC FIRST EA₹N Credit Card have reward exclusions?
Yes. The extracted exclusions include emi transactions, cash transactions.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.