IDFC FIRST WOW! Black Credit Card
IDFC FIRST WOW! Black Credit Card from IDFC FIRST Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 750 | Reward type: Reward Points | Best for: Travel, Shopping, Hotels
Estimated value per Rs 100 of eligible spend.
IDFC FIRST WOW! Black Credit Card Overview
IDFC FIRST WOW! Black Credit Card is an IDFC FIRST Bank credit card. Base reward value is about Rs 0.67 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, hotels, flights along with caps and exclusions.
Best For
IDFC FIRST WOW! Black Credit Card is most useful when your spends regularly fall into travel, hotels, flights.
Rewards
travel
2x the base reward rate.
hotels
2x the base reward rate.
flights
2x the base reward rate.
UPI
0.75x the base reward rate.
insurance
0.25x the base reward rate.
utility bills
0.25x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, emi transactions, cash advances.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 5,000.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
0% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when travel, shopping, hotels match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IDFC FIRST WOW! Black Credit Card?
The listed annual fee is Rs 750.
What is IDFC FIRST WOW! Black Credit Card best used for?
IDFC FIRST WOW! Black Credit Card is most useful when your spends regularly fall into travel, hotels, flights.
Does IDFC FIRST WOW! Black Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, emi transactions, cash advances.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.