IDFC HPCL FIRST Power Credit Card
IDFC HPCL FIRST Power Credit Card from IDFC FIRST Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 199 | Reward type: Reward Points | Best for: Fuel, Grocery, Utility Bills
IDFC HPCL FIRST Power Credit Card Overview
IDFC HPCL FIRST Power Credit Card is an IDFC FIRST Bank credit card. Zlash checks boosted categories like fuel, grocery, utility bills along with caps and exclusions.
Best For
IDFC HPCL FIRST Power Credit Card is most useful when your spends regularly fall into fuel, grocery, utility bills.
Rewards
fuel
1x the base reward rate.
Monthly cap: Rs 5,000
grocery
1x the base reward rate.
Monthly cap: Rs 4,000
utility bills
1x the base reward rate.
Monthly cap: Rs 4,000
partner brands
1x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 250 and voucher-based benefits.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Zlash Verdict
Choose this card when fuel, grocery, utility bills match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IDFC HPCL FIRST Power Credit Card?
The listed annual fee is Rs 199.
What is IDFC HPCL FIRST Power Credit Card best used for?
IDFC HPCL FIRST Power Credit Card is most useful when your spends regularly fall into fuel, grocery, utility bills.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.