IDFC HPCL First Power Plus Credit Card
IDFC HPCL First Power Plus Credit Card from IDFC FIRST Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Reward Points | Best for: Fuel, Utility Bills, Grocery
Estimated value per Rs 100 of eligible spend.
IDFC HPCL First Power Plus Credit Card Overview
IDFC HPCL First Power Plus Credit Card is an IDFC FIRST Bank credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like fuel, utility bills, grocery along with caps and exclusions.
Best For
IDFC HPCL First Power Plus Credit Card is most useful when your spends regularly fall into fuel, utility bills, grocery.
Rewards
fuel
15x the base reward rate.
utility bills
10x the base reward rate.
Monthly cap: Rs 2,000
grocery
2.5x the base reward rate.
Monthly cap: Rs 2,000
partner brands
1.5x the base reward rate.
partner brands
1x the base reward rate.
Not Good For
- Spends in excluded categories such as hpcl fuel and lpg expenses beyond the maximum monthly capped amount, insurance, emi.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 500 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when fuel, utility bills, grocery match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IDFC HPCL First Power Plus Credit Card?
The listed annual fee is Rs 499.
What is IDFC HPCL First Power Plus Credit Card best used for?
IDFC HPCL First Power Plus Credit Card is most useful when your spends regularly fall into fuel, utility bills, grocery.
Does IDFC HPCL First Power Plus Credit Card have reward exclusions?
Yes. The extracted exclusions include hpcl fuel and lpg expenses beyond the maximum monthly capped amount, insurance, emi.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.