IDFC First Bank Mayura Credit Card
IDFC First Bank Mayura Credit Card from IDFC FIRST Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 5,999 | Reward type: Reward Points | Best for: Movies, Travel, Shopping
Estimated value per Rs 100 of eligible spend.
IDFC First Bank Mayura Credit Card Overview
IDFC First Bank Mayura Credit Card is an IDFC FIRST Bank credit card. Base reward value is about Rs 0.83 per Rs 100 of eligible spend. Zlash checks boosted categories like hotels, flights, travel along with caps and exclusions.
Best For
IDFC First Bank Mayura Credit Card is most useful when your spends regularly fall into hotels, flights, travel.
Rewards
hotels
50x the base reward rate.
Monthly cap: Rs 25,000
flights
30x the base reward rate.
Monthly cap: Rs 25,000
travel
10x the base reward rate.
rent
3x the base reward rate.
wallet reloads
3x the base reward rate.
education
3x the base reward rate.
insurance
1x the base reward rate.
utility bills
1x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel transactions, converted into emi fees or charges, loan on card, balance transfer, cash withdrawal transactions.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
0% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 8,00,000 in a yearly period for benefit value around Rs 1,875.
- Spend Rs 15,00,000 in a yearly period for benefit value around Rs 3,750.
Zlash Verdict
Choose this card when movies, travel, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IDFC First Bank Mayura Credit Card?
The listed annual fee is Rs 5,999.
What is IDFC First Bank Mayura Credit Card best used for?
IDFC First Bank Mayura Credit Card is most useful when your spends regularly fall into hotels, flights, travel.
Does IDFC First Bank Mayura Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel transactions, converted into emi fees or charges, loan on card, balance transfer, cash withdrawal transactions.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.