IndusInd Bank Payback Credit Card
IndusInd Bank Payback Credit Card from IndusInd Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Best for: Movies, Shopping, Movies And Entertainment
Estimated value per Rs 100 of eligible spend.
IndusInd Bank Payback Credit Card Overview
IndusInd Bank Payback Credit Card is an IndusInd Bank credit card. Base reward value is about Rs 0.12 per Rs 100 of eligible spend. Zlash checks boosted categories like movies and entertainment, dining, grocery along with caps and exclusions.
Best For
IndusInd Bank Payback Credit Card is most useful when your spends regularly fall into movies and entertainment, dining, grocery.
Rewards
movies and entertainment
10x the base reward rate.
dining
2.5x the base reward rate.
grocery
2.5x the base reward rate.
online shopping
2.5x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 20,000 in a monthly period for benefit value around Rs 125.
- Spend Rs 2,00,000 in a yearly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when movies, shopping, movies and entertainment match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IndusInd Bank Payback Credit Card?
The listed annual fee is Lifetime free.
What is IndusInd Bank Payback Credit Card best used for?
IndusInd Bank Payback Credit Card is most useful when your spends regularly fall into movies and entertainment, dining, grocery.
Does IndusInd Bank Payback Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.