IndiGo Kotak Credit Card
IndiGo Kotak Credit Card from Kotak Mahindra Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,500 | Reward type: Air Miles | Best for: Travel, Dining, Movies And Entertainment
Estimated value per Rs 100 of eligible spend.
IndiGo Kotak Credit Card Overview
IndiGo Kotak Credit Card is a Kotak Mahindra Bank credit card. Base reward value is about Rs 0.4 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, dining, movies and entertainment along with caps and exclusions.
Best For
IndiGo Kotak Credit Card is most useful when your spends regularly fall into travel, dining, movies and entertainment.
Rewards
travel
3x the base reward rate.
dining
2x the base reward rate.
movies and entertainment
2x the base reward rate.
UPI
1x the base reward rate.
Not Good For
- Spends in excluded categories such as rent, wallet reloads, education, utility bills, insurance.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes voucher-based benefits.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,25,000 in a yearly period for benefit value around Rs 1,000.
- Spend Rs 2,50,000 in a yearly period for benefit value around Rs 1,000.
- Spend Rs 6,00,000 in a yearly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when travel, dining, movies and entertainment match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IndiGo Kotak Credit Card?
The listed annual fee is Rs 1,500.
What is IndiGo Kotak Credit Card best used for?
IndiGo Kotak Credit Card is most useful when your spends regularly fall into travel, dining, movies and entertainment.
Does IndiGo Kotak Credit Card have reward exclusions?
Yes. The extracted exclusions include rent, wallet reloads, education, utility bills, insurance, government spends.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.