Kotak 811 Credit Card
Kotak 811 Credit Card from Kotak Mahindra Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Reward type: Reward Points | Best for: Shopping, Online Shopping
Estimated value per Rs 100 of eligible spend.
Kotak 811 Credit Card Overview
Kotak 811 Credit Card is a Kotak Mahindra Bank credit card. Base reward value is about Rs 0.06 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping along with caps and exclusions.
Best For
Kotak 811 Credit Card is most useful when your spends regularly fall into online shopping.
Rewards
online shopping
2x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 5,000.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Milestone Benefits
- Spend Rs 75,000 in a yearly period for benefit value around Rs 750.
Zlash Verdict
Choose this card when shopping, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Kotak 811 Credit Card?
The listed annual fee is Rs 500.
What is Kotak 811 Credit Card best used for?
Kotak 811 Credit Card is most useful when your spends regularly fall into online shopping.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.