Kotak Air Credit Card
Kotak Air Credit Card from Kotak Mahindra Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 999 | Reward type: Air Miles | Best for: Travel, Flights, Hotels
Estimated value per Rs 100 of eligible spend.
Kotak Air Credit Card Overview
Kotak Air Credit Card is a Kotak Mahindra Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like flights, hotels, travel along with caps and exclusions.
Best For
Kotak Air Credit Card is most useful when your spends regularly fall into flights, hotels, travel.
Rewards
flights
3x the base reward rate.
hotels
3x the base reward rate.
travel
3x the base reward rate.
Not Good For
- Spends in excluded categories such as utility bills, insurance, education, rent, fuel.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when travel, flights, hotels match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Kotak Air Credit Card?
The listed annual fee is Rs 999.
What is Kotak Air Credit Card best used for?
Kotak Air Credit Card is most useful when your spends regularly fall into flights, hotels, travel.
Does Kotak Air Credit Card have reward exclusions?
Yes. The extracted exclusions include utility bills, insurance, education, rent, fuel, wallet reloads.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.