Kotak Cashback+ Credit Card
Kotak Cashback+ Credit Card from Kotak Mahindra Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 750 | Reward type: Cashback | Best for: Shopping, Grocery, Movies And Entertainment
Estimated value per Rs 100 of eligible spend.
Kotak Cashback+ Credit Card Overview
Kotak Cashback+ Credit Card is a Kotak Mahindra Bank credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like grocery, movies and entertainment, fuel along with caps and exclusions.
Best For
Kotak Cashback+ Credit Card is most useful when your spends regularly fall into grocery, movies and entertainment, fuel.
Rewards
grocery
10x the base reward rate.
movies and entertainment
10x the base reward rate.
fuel
6x the base reward rate.
Not Good For
- Spends in excluded categories such as rent, utility bills, insurance, education, wallet reloads.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 2,00,000 in a yearly period for benefit value around Rs 750.
Zlash Verdict
Choose this card when shopping, grocery, movies and entertainment match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Kotak Cashback+ Credit Card?
The listed annual fee is Rs 750.
What is Kotak Cashback+ Credit Card best used for?
Kotak Cashback+ Credit Card is most useful when your spends regularly fall into grocery, movies and entertainment, fuel.
Does Kotak Cashback+ Credit Card have reward exclusions?
Yes. The extracted exclusions include rent, utility bills, insurance, education, wallet reloads.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.