Kotak Mojo Platinum Credit Card
Kotak Mojo Platinum Credit Card from Kotak Mahindra Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,000 | Reward type: Reward Points | Best for: Travel, Shopping, Partner Brands
Estimated value per Rs 100 of eligible spend.
Kotak Mojo Platinum Credit Card Overview
Kotak Mojo Platinum Credit Card is a Kotak Mahindra Bank credit card. Base reward value is about Rs 0.04 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands, online shopping along with caps and exclusions.
Best For
Kotak Mojo Platinum Credit Card is most useful when your spends regularly fall into partner brands, online shopping.
Rewards
partner brands
5x the base reward rate.
online shopping
2.5x the base reward rate.
Not Good For
- Spends in excluded categories such as wallet reloads, fuel, rent.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 75,000 in a quarterly period for benefit value around Rs 2,500.
Zlash Verdict
Choose this card when travel, shopping, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Kotak Mojo Platinum Credit Card?
The listed annual fee is Rs 1,000.
What is Kotak Mojo Platinum Credit Card best used for?
Kotak Mojo Platinum Credit Card is most useful when your spends regularly fall into partner brands, online shopping.
Does Kotak Mojo Platinum Credit Card have reward exclusions?
Yes. The extracted exclusions include wallet reloads, fuel, rent.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.