Kotak Urbane Gold Credit Card
Kotak Urbane Gold Credit Card from Kotak Mahindra Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 199 | Reward type: Reward Points | Best for: Shopping
Estimated value per Rs 100 of eligible spend.
Kotak Urbane Gold Credit Card Overview
Kotak Urbane Gold Credit Card is a Kotak Mahindra Bank credit card. Base reward value is about Rs 0.03 per Rs 100 of eligible spend. Zlash uses the listed forex markup and fee facts when comparing this payment option.
Best For
Kotak Urbane Gold Credit Card is positioned around Shopping spends.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
3.5% foreign currency markup.
Milestone Benefits
- Spend Rs 1,00,000 in a yearly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Kotak Urbane Gold Credit Card?
The listed annual fee is Rs 199.
What is Kotak Urbane Gold Credit Card best used for?
Kotak Urbane Gold Credit Card is positioned around Shopping spends.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.