Kotak811 Super Money Credit Card
Kotak811 Super Money Credit Card from Kotak Mahindra Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Cashback | Best for: Shopping, Myntra, Flipkart

Estimated value per Rs 100 of eligible spend.
Kotak811 Super Money Credit Card Overview
Kotak811 Super Money Credit Card is a Kotak Mahindra Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like Myntra, flipkart, UPI along with caps and exclusions.
Best For
Kotak811 Super Money Credit Card is most useful when your spends regularly fall into Myntra, flipkart, UPI.
Rewards
Myntra
5x the base reward rate.
Monthly cap: Rs 500
flipkart
2x the base reward rate.
Monthly cap: Rs 500
UPI
1x the base reward rate.
Monthly cap: Rs 500
Not Good For
- Spends in excluded categories such as agriculture, contractor services, government related transactions, utility bills, insurance.
Fuel And Forex Charges
2% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, myntra, flipkart match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Kotak811 Super Money Credit Card?
The listed annual fee is Lifetime free.
What is Kotak811 Super Money Credit Card best used for?
Kotak811 Super Money Credit Card is most useful when your spends regularly fall into Myntra, flipkart, UPI.
Does Kotak811 Super Money Credit Card have reward exclusions?
Yes. The extracted exclusions include agriculture, contractor services, government related transactions, utility bills, insurance, education.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

