Metro Kotak Credit Card
Metro Kotak Credit Card from Kotak Mahindra Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Best for: Shopping

Estimated value per Rs 100 of eligible spend.
Metro Kotak Credit Card Overview
Metro Kotak Credit Card is a Kotak Mahindra Bank credit card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash keeps only verified structured facts for this payment option.
Best For
Metro Kotak Credit Card is positioned around Shopping spends.
Not Good For
- Spends in excluded categories such as fuel, international spends.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 500.
Reward Exclusions
Milestone Benefits
- Spend Rs 10,001 in a monthly period.
- Spend Rs 30,001 in a monthly period.
- Spend Rs 5,00,001 in a monthly period.
Zlash Verdict
Choose this card when shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Metro Kotak Credit Card?
The listed annual fee is Lifetime free.
What is Metro Kotak Credit Card best used for?
Metro Kotak Credit Card is positioned around Shopping spends.
Does Metro Kotak Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, international spends.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

